Marriage is all about partnership, equality and sharing. Those special moments spent together, the plans you make, the memories you create… these are the foundations for lasting happiness, stability and success. With our Joint Account, you can make your financial life another perfect facet to your marriage, and create a level playing field on which to walk together into the future, hand in hand.

Because marriage involves a combination of sharing goals with your partner as well as the daily adventures of real life, you deserve a joint account which takes into consideration both long and short-term financial targets, and which is personalized to both of your needs. Our Joint Account has been put together with modern, dynamic and forward-thinking couples in mind, and it’s based on the idea that you both should have the freedom to decide where your funds get invested and saved. Also, if you’re looking to start a family, or have already done so, you will be wanting to share your thoughts and plans for your children’s future, or help support them with their finances, bills, or other expenses – something which you can do extremely effectively with our affordable, flexible Joint Account.

It isn’t all about distant dreams and the next generation, though. Our Joint Account is also quite simply the perfect solution for couples who want to have equal access to their shared funds – a gesture of balance, trust and shared responsibility. Such accounts are all about both parties having access to their shared funds in one place, without either needing permission from the other.

The benefits of our Joint Account

There are loads of positive things to say about these joint accounts – it’s no surprise, really, that so many couples are looking to open one! These accounts bring a level of transparency to the financial aspect of your relationship, as well as an important element of balance. As well as this, should anything happen to one of you, the other partner is able to access their money without any restrictions – something which can really put your mind at rest, and make complications of that sort a thing of the past.

Factors to be aware of

It goes without saying really, but when you have a joint account, there needs to be a fairly deep level of trust between those named on the paperwork. After all, if one account holder can potentially spend all the money without the authorization of the other, it’s going to have to be opened with someone you know isn’t going to leave you any nasty surprises on your statements!

It’s also really worth remembering that creditors can seize a joint account, even if one party has no connection or culpability for any debt involved with it. Any liabilities attached to a joint account are both parties’ full responsibility, simply because that goes hand in hand with the reality of both account holders having equal ownership and equal responsibility.

If you’re interested in taking your relationship to the next level with our help, we’re looking forward to hearing from you and helping you take those steps. Get in touch today and see what we can do for you and your partner!